Dishes of Envy - For The Holiday Season
Posted by Shawn Clayton on
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While you may be ready to pass the cranberry sauce this season, is your tableware? No matter how skilled one is in the kitchen, without the proper serving dishes, a holiday feast can fall flat by the time it reaches the dining table. From platters to gravy boats, place your culinary accomplishments on display in these fine dishes.Â
Juliska: Berry & Thread Deviled Egg Platter The patterns on this platter are both subtle and refined, making it the perfect dish to present your first hors d'oeuvres for the evening. Â
Riedel: Vinum Stemware Collection
While not technically a dish, your glassware is just as important at dinner. Whether your guests prefer a glass of Chardonnay or Burgundy, this crystal collection by Riedel…
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There are a lot of different types of loan plans available in the market. Knowing the right one for your situation as well as your goals can be confusing and frustrating for people who are new to the New Jersey waterfront market. With so many plans available to choose from, it can be hard to know where to start. One loan plan worth considering is the FHA 203k home loan. This is a loan plan that is slightly different than what many people are used to in the market. Unlike a USDA loan, this home loan program does not have location limitations, so it can be used in many more communities such as Highlands. The key difference is that buyers are able to roll both the cost of the home as well as any repairs into one loan for the home.
Buying a home in a some areas, even luxury and waterfront homes, can often mean owning a home with an on-site septic system. With no available municipal sewer service in most rural areas, on-site septic systems provide an efficient, low-maintenance way to handle and process home waste in a sanitary manner. Although designs can vary, depending on the soil, location, and other specific details regarding the home, most on-site septic systems consist of a waste pipe, a septic tank or tanks, and a drain field to filter the resulting effluent safely into the soil. When these systems are functioning properly and have been correctly designed and installed, there is little evidence of their existence visible above the level of the soil.
Prospective buyers preparing to purchase a home in Bay Head or surrounding areas sometimes focus solely on whether they can fit the payment into their monthly budget and scrape up enough cash to cover a small down payment and closing costs. But even when there seems to be enough available cash in the budget to meet a monthly mortgage payment of that oceanfront dream home, there can also be a serious debt-to-income issue capable of killing the joy of owning a home.
For those who have ever closed on a mortgage before, you know that on top of all the complicated ins and outs of selecting a mortgage, there is a ton of paperwork to bring in, look at, and sign. This guide can help buyers with what kinds of documents are needed and which disclosures will be received during the process.
When thinking of buying a home in Bay Head or surrounding areas, most people probably have a long list of wants for that house. The reality, however, is that it can be unrealistic to look for a home with literally everything on the wish list.
Most people know they have a credit score and that lenders, including mortgage lenders, review it during a loan process. But it is less common to fully understand how a credit score is determined, what it predicts, and how this can affect your waterfront home buying process.
When you apply for a mortgage, lenders typically look for a solid work history, good income with upward mobility, and a great credit rating. The truth is that not everyone who gets a mortgage has perfect data when they apply.
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