With economic uncertainty and a volatile stock market, many investors are feeling the stress. If you've recently checked your 401(k) or investment portfolio, chances are you’ve felt a few butterflies. One day it’s soaring, the next it dips — a rollercoaster that’s difficult to predict.

But if you're a homeowner in the Bay Head or Mantoloking area — or considering investing in real estate in waterfront communities like Point Pleasant Beach or Manasquan — there's good news. According to Investopedia:

“Traditionally, stocks have been far more volatile than real estate.”

While the market for stocks can fluctuate dramatically, real estate in communities in Monmouth and Ocean County along the Jersey Shore towns tends to remain more stable over…

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We all dream of owning that perfect beach house — the one with sweeping ocean views, a wraparound porch, and enough space to gather friends and family all summer long. But for many, the road to owning a dream home in one of our beloved Monmouth or Ocean County shore towns isn’t always a straight line.

Whether it’s a charming cottage in Bay Head, a cozy condo in Manasquan, or a tucked-away gem in Point Pleasant, starting small can be the smartest first step on your real estate journey.

At Clayton & Clayton, we’ve helped countless clients take that first step — and then the next, and the next — helping them achieve their first home down the shore, watching them grow and update to a larger more custom shore home for in towns like Mantoloking, Sea…

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At one point or another, you've probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.” In the current real estate market, this saying rings especially true. While you may have been holding out for prices to drop or mortgage rates to fall further, the reality is that waiting could cost you in the long run.

If you're considering purchasing a luxury shore home in areas like Point Pleasant Beach, Brielle, Bay Head, or Mantoloking, the time to act is now. Here’s why.

Home Prices Are Still Rising — But at a More Sustainable Pace

Nationally, home values are still on the rise, and the trend is expected to continue for years to come. According to the Home Price Expectations Survey from Fannie Mae, home…

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For many, homeownership is more than just having a place to live—it’s a powerful financial tool that can help build long-term wealth and provide security for future generations. One of the most significant ways homeownership contributes to financial stability is through home equity, which can be a game-changer when it comes to funding retirement and creating a lasting legacy. This is especially true in highly desirable coastal communities like Spring Lake, Bay Head and Mantoloking, New Jersey, where real estate values have historically appreciated, making homeownership an even more strategic investment.

What Is Home Equity?

Home equity is the portion of your home that you truly own—calculated as the difference between the market value of your home…

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The real estate market during winter might seem quieter, but it offers distinct advantages for both buyers and sellers. Whether you’re considering purchasing a home or putting your property on the market, this season provides unique opportunities to achieve your goals.

For Buyers: Why Winter Is an Advantage

  1. Motivated Sellers
    Many sellers in the winter are eager to close deals, whether due to job relocations, financial considerations, or personal timelines. This can give buyers an edge when negotiating on price, closing costs, or repairs.

  2. Tailored Opportunities
    While popular properties may still spark bidding wars, winter can offer a chance to find hidden gems in the market. Buyers willing to…

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If you’ve ever dreamed of owning a home at the Jersey Shore, you’re not alone. With its sandy beaches, picturesque towns, and relaxed lifestyle, the Jersey Shore offers the perfect escape for many. But when it comes to securing a property in this desirable area, you might be wondering: should I rent or should I buy? The answer depends on your unique circumstances, goals, and how you plan to enjoy your shore property.

At Clayton & Clayton, we understand the appeal of shore living — and the complexities of deciding whether to rent or buy. In this blog, we’ll break down the pros and cons of each option to help you make an informed decision.

Renting a Shore Property: Flexibility and Convenience

Renting can be an ideal option for those who want to…

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Discover Mantoloking, NJ: Your Coastal Retreat

Tucked away along the stunning Barnegat Peninsula, Mantoloking, NJ, offers a tranquil coastal escape with easy access to both the serene beauty of the Jersey Shore and the conveniences of nearby cities. Whether you're looking for a beach house for summer getaways or a year-round home with a laid-back vibe, Mantoloking delivers the perfect combination of natural beauty, community charm, and waterfront living.

Why Mantoloking?

Mantoloking is a hidden gem on the Jersey Shore, known for its peaceful atmosphere, gorgeous beaches, and classic shore homes. Just an hour’s drive from New York City, Mantoloking offers the best of both worlds: a private, serene lifestyle without being far from the excitement of…

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As the election season heats up, many potential homebuyers and sellers may wonder how it will affect the housing market. Historical trends and recent data provide some clarity on this topic.

Typically, from October to November, home sales experience a decrease of about 9.8%. However, in an election year, this decline can be even steeper, dropping by around 15%. This year, we’ve seen that 23% of first-time buyers are holding off on their purchases until after the election. While it may seem like a slowdown, this pause in activity is often temporary.

So, what happens after the election? Generally, home sales bounce back significantly. In fact, 82% of the time, sales increase the following year. Experts are forecasting a rise in home sales…

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As the election season approaches, many potential buyers may be weighing their options in the real estate market. If you’re considering investing in a home at the Jersey Shore, now is an opportune time to make your move. At Clayton & Clayton Realtors, we believe that purchasing real estate before the election can offer distinct advantages. Here’s why you should act now.

1. Take Advantage of Seller Motivation

In the lead-up to an election, many sellers are eager to finalize their home purchases. Political uncertainty often drives individuals to make decisions sooner rather than later, seeking stability and a place to settle down before potential changes in the market. This urgency can work in your favor, allowing you to find the perfect property…

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As we approach 2025, both home buyers and sellers are eager to know what the new year holds for the real estate market. The landscape has been unpredictable in recent years, with fluctuating interest rates, changing inventory levels, and evolving buyer preferences. In this blog, we'll explore key factors that could shape the market in 2025 and help you decide whether it's the right time to buy or sell.

The Current Market Overview

Understanding where the market stands as we transition into 2025 is crucial. The latter half of 2024 has seen a mix of highs and lows. While some regions experienced price stabilization, others witnessed continued price surges due to limited inventory. Interest rates have also played a significant role, with some buyers…

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